promise programs

https://www.pbs.org/newshour/education/what-are-promise-programs-and-how-can-they-help-make-college-more-affordable

Australian housing market

https://www.smh.com.au/politics/federal/australia-s-misaligned-housing-market-at-risk-of-major-crash-as-rates-rise-imf-20221223-p5c8kl.html

student loan crisis

https://fortune.com/2022/12/01/how-to-solve-student-loan-crisis-debt-borrowers/